Taking a course with American Safety Council is by far the most convenient and efficient way to complete your defensive driving program. So when you are ready to make your life easier, let the Delaware Defensive Driving Course help you get there.
Insurance Reduction Process
There are countless ways to spend your money on things you will actually enjoy. And while auto insurance may be a necessity, it should not have to be a huge financial burden. So, the opportunity to reduce the cost with a defensive driving course is pretty appealing. But how does it work?
As it turns out, getting your Delaware car insurance discount is easy. Here’s what you need to know:
- Individuals who complete the Delaware Defensive Driving Course are eligible for a 10% discount on their car insurance for three years.
- Individuals who have already taken the Delaware Defensive Driving Course and elect to take the three-hour refresher course within 180 days of the end of the three year period are eligible for a 15% discount on their car insurance, effective on the next renewal date.
Important Caveat to Note: The full discount (10% or 15%) will only apply to each automobile, motor home or motorcycle if all individuals covered under the insurance policy have completed the course. If numerous drivers are covered under the policy, but only one driver completes the course, the discount will be a fraction of the total possible amount.
What happens if the three years elapse and I forget to refresh?
If three years elapse and you do not take a refresher course, then your discount will discontinue. However, as long as you complete the refresher course within two years of the previous discount’s expiration date, you will receive the 15% discount. This discount will go into effect on the date that you complete the refresher course.
Point Credit Process
Of the many benefits of taking a defensive driving course, one of the most celebrated is the opportunity to receive a three-point credit on your driving record. This sounds great, but what does this mean in practice?
In short, the point credit will be applied once you complete the course. Should you find yourself in a situation where you may be given a driving penalty, the Delaware Division of Motor Vehicles can take this point credit into consideration. This could result in reducing the number of points you receive, or negating the points you may have received because of your traffic violation.
Please Note: Each case is unique and point assignment is at the discretion of the Division.